Your clients don't need an account, and payments run on a regulated payment infrastructure.
The short answers
Your clients don't need a NextCollect account. They open your payment link in a browser and pay with the bank app or e-wallet they already use.
Payments use QR Ph, the national QR standard supported by major Philippine banks and e-wallets.
NextCollect runs on NextPay, a BSP-registered Operator of Payment System. Money moves over QR Ph, InstaPay, and PESONet, the country's official payment rails.
š” Good to know: Because there's no account for your client to create, there's nothing for them to sign up for or download. They just pay. You move your collected money to your own Philippine bank account whenever you're ready.