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How do I fund my NextPay account?
How do I fund my NextPay account?
Updated this week

To send money to your recipients, you'll need to add some funds to your account.

There are two steps to complete this process:

  1. Deposit funds directly into NextPay’s UnionBank corporate account,

  2. Log the deposit details in your NextPay Account via Cash In button on the Dashboard or the Deposits Page

The processing period for deposits varies depending on the payment method being used.

Let’s define some terms:

  • Banking day: Monday to Friday except for legal holidays

  • Calendar day: Monday to Sunday including legal holidays

What are the deposit options accepted?

  • Cash/checks (over-the-counter at UnionBank branches)

  • Digital Transfers (InstaPay, PESONet, Bank)

    • Digital Transfers from local banks and e-Wallets (InstaPay, PESONet)

    • Digital Transfers (UnionBank to UnionBank)

  • International Wire Transfer (via non-PH bank)

  • Remittance (e.g Transferwise, Remitly)

  • Others


How do I deposit funds into NextPay's bank account?

  1. On your left side panel, navigate to Deposits

  2. Take note of the deposit instructions

Note: You don’t need a UnionBank account to deposit to NextPay. You can deposit from any bank or e-Wallet

  • For international/overseas wire transfers, you can check the SWIFT/BIC code by clicking on See more deposit details


How do I log my deposit in my NextPay account?

  1. To log your deposit details, click New Deposit

  2. Fill up the details

  3. Upload a clear photo of your deposit receipt

    • Proof of deposit must show "Complete/Successful" status (NOT ‘Pending/Processing’)

    • In cases wherein no Reference was provided, users may opt to attach the bank Email/SMS verification containing the required information.

  4. Click Submit for review

Make sure the details you log—date of your transaction, account number, and amount—exactly match the details shown in your proof of deposit match to avoid delays in processing.

Be sure to log your deposit immediately and accurately so our team can review your payment as quickly as possible. Despite making a deposit to our bank account, failing to log the deposit on time will result in a delay in verifying your deposit.

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