Deposit crediting times vary depending on the method used.
Deposit Method | Estimated Crediting Time | Notes |
Online Transfers: | Provided all deposit details are correctly logged, your deposit will be credited accordingly:
A. Weekdays, 8:00 AM – 6:00 PM (PHT):
B. Beyond 6:00 PM (PHT), Weekends, and Holidays:
| These are the fastest methods to fund your NextPay account. |
PESONet | A. Deposited before 3:00 PM (PHT):
B. Deposited after 3:00 PM (PHT):
| Reference: Unionbank PESONet Settlement Advisory (August 1, 2024) |
Wire Transfers, Check Deposits | 1–3 banking days, depending on the sending bank's standard clearing times. | These methods may take longer due to the bank’s clearing process.
Our team monitors the clearance and will credit your account once the funds are available. |
NOTE: Please note that the funds transfer crediting schedule outlined above is for your guidance only. Actual crediting times will depend on the receiving bank's internal processes and policies.
📌 IMPORTANT NOTE: NextPay cannot independently speed up the processing of your deposit into the bank itself. This depends greatly on how and when you deposit your funds into the bank.