What are NextPay's fees?

NextPay only charges per transaction. There are NO setup fees, maintaining balances, or management fees.


Check out our pricing calculator to easily figure out your fees.

For sending money via Disbursements:

We charge PHP 5 for every PHP 50,000 sent to a single recipient at any bank or e-Wallet in the Philippines. For example, if you sent PHP 60,000, it would cost only PHP 10 for that recipient. 

Transfers are instant, depending on the recipient's account type. There are no minimum or maximum limits for recipients and amounts. If a transfer doesn't go through, you will be returned the full amount and fees.


For collecting money via Invoices and Payment Links:

We charge competitive fees depending on the payment method.

Method Min Amount Max Amount Fee
(GCash, PayMaya & GrabPay)
PHP 50 PHP 100,000

2.2% of the total billing (Applicable to all e-Wallets)

Debit & Credit Cards
(Visa & Mastercard)
PHP 50 PHP 700,000

3.2% + PHP 5 of the total for local (PH) cards

4.2% + PHP 5 of the total for international (Non-PH) cards

4.2% + PHP 5 of the total for Fee Pass-On payments, for local and international cards

Online Banking
PHP 50 PHP 250,000 PHP 15 
Online Banking
PHP 50 PHP 100,000

PHP 15 

Pay Later (BillEase) PHP 50 PHP 150,000

1.9% of the total billed amount

Over-the-Counter (Cebuana Lhuillier) PHP 300 PHP 30,000

PHP 32 or 1.2% of the billed amount if the transaction is higher than PHP 2,667

Over-the-Counter (7-Eleven) PHP 300 PHP 10,000

PHP 20 or 1.2% of the billed amount if the transaction is higher than PHP 1,667

Other major banks Coming soon!
(Bayad Center, Pawnshops, & etc.)
Coming soon!


The maximum transaction amount allowed per payment method may differ for Fee Pass-On payment links. Learn more

For managing money on NextPay:

It's free to manage and keep your funds in your NextPay account. There are no setup fees or maintaining balances or fees. You can withdraw your funds by creating a disbursement to your personal bank account or e-Wallet.

Stay tuned for more features!

Looking for a different pricing package?

We're open to figuring out a plan that works for your business, depending on frequency and volume. Please email us at support@nextpay.ph.